Finance & Regulatory

Finance & Regulatory

For borrowers and lenders on acquisition, project and corporate finance, and for businesses supervised by regulatory authorities, and those acquiring them.

For borrowers and lenders on acquisition, project and corporate finance, and for businesses supervised by regulatory authorities, and those acquiring them.

Financing that keeps pace with the deal

Finance rarely stands alone. It funds an acquisition, a development or a refinancing, and the facility terms, conditions precedent and security have to fit that timetable or they become the reason closing slips.

On the regulatory side, we advise banks, insurers and other supervised businesses, and their acquirers, on qualifying holding approvals, the legal framework for new financial and insurance products, and supervisory proceedings before HANFA and the Croatian National Bank.

Service breakdown

Transaction & corporate finance

  • Acquisition finance, for borrowers or lenders

  • Refinancing and restructuring of existing debt

  • Real estate and development finance

Security packages

  • Mortgages, pledges over shares and business interests, security transfers of title

  • Security assignments of receivables, promissory notes, guarantees and bank guarantees

  • Perfection and enforcement: land registry, the FINA security register, notarial security agreements

  • Capacity and enforceability opinions for foreign lenders

Regulated businesses

  • Qualifying holding approvals from the regulatory authorities

  • Legal framework for new financial and insurance products

  • Insurance distribution and intermediaries

  • Supervisory proceedings before the regulatory authorities

  • Regulatory analysis of payments, e-money and crypto-asset (MiCA) business models